Circle up.
You're Ready to Own.
Let's Get You Home Sooner.
Start with your Core. Build your Circle.
Unlock the door.
A few quick questions about your path home — get early access when we launch.
You're more ready than the numbers suggest
You can afford the monthly payment. It's the upfront cash that's hardest—especially while rent keeps coming.
Cash-to-close crunch
The down payment, closing costs, and cash reserves all land at once — and they don't care how ready you are.
The Waiting Game
Every month you save, the market moves. You're running toward a finish line that keeps moving — and every rent payment goes toward someone else's equity, not your own.
The Other Options Are Tough
Buying with less saved means a bigger loan, higher monthly costs, and likely mortgage insurance on top.
Asking for help is awkward
The people who love you would help if they could. But money and relationships are a tricky mix — loans create resentment, and "just give me cash" doesn't feel right for anyone. And even if a couple people say yes, it's rarely enough.
There's never been a good way to ask — until now.
Founders have always raised from their circle.
Now homebuyers can too.
Built around your circle
Three steps. No extra debt. No catch. Start with your Core, build your Circle, and let HomeSpark handle the rest.
Support can be structured as a gift or as a regulated value-share (a stake in your home's future value)
— you choose what's right for your circle.
How it works
Set Your Goals
You decide how much support to raise, then build your circle from the inside out — starting with your Core, the people closest to you, then widening to everyone in your network who believes in your path home. You're in the driver's seat.
Your Circle Chips In
They chip in upfront — as an outright gift, or through a structured value-share that gives them a real stake in your home's future. You set the terms. They know exactly what they're getting into.
You Get Your Keys Sooner
No monthly payments. No extra debt. Just a home you can afford today, with supporters who want you to succeed.
Coming to HomeSpark
BetterAngels Circle
Not enough people in your personal network to close the full gap? BetterAngels Circle connects your campaign to mission-aligned investors who believe in homeownership — even if they don't know you personally.
Why it works
Because It Already Does
Nearly 1 in 3 first-time buyers already relies on family to bridge the down payment gap. HomeSpark gives that impulse the reach it deserves — a real campaign, a wider circle, and something worth saying yes to.
No Monthly Payments
Unlike a second mortgage, you don't owe monthly payments to your supporters. And if life gets hard, there's no creditor calling — your supporters share in the outcome, not the monthly pressure.
Keep Control
You live in the home, make day-to-day decisions, and choose when to sell. This is your home, not a shared investment property.
Fair & Transparent
The structure is simple enough that supporters can say yes with confidence — and clear enough that no one has to wonder later.
Aligned Incentives
We only win when you do. Our fee comes from the same value-share your supporters hold — so we're genuinely in this together. No hidden fees. No costs until your campaign closes.
Run your numbers
See what rallying your circle could unlock.
See What You Could Unlock
Enter your numbers to see what rallying your circle could unlock.
Numbers are pre-filled — hit Calculate or adjust them first
Sellback value estimator
Estimate the repurchase amount in a scheduled sellback window, including annual support premium.
Built so you can trust what you're signing
Everything disclosed. Everyone aligned. Ready when you are.
Bank-Level Security
256-bit encryption protects your data. We never sell your information.
Launching as an SEC-registered funding portal
We're building HomeSpark to operate as an SEC-registered funding portal at launch (subject to approval), with offerings hosted on our platform.
Escrow at an FDIC-insured bank (at launch)
When live, investor funds will be held in escrow at an FDIC-insured bank until closing, or returned according to the offering terms.
Transparent Terms
No hidden fees. Clear equity terms. You stay in control of your home.
Launch features shown above. Today we're collecting feedback—no offers, no funds accepted. If we launch offerings, they'll be hosted on an SEC-registered funding portal with full disclosures.
Is this right for you?
Built for any homebuyer—especially helpful when the down payment gap is the biggest hurdle. We're building this for real people facing real challenges. Does one of these sound like you?
The Ready Renter
You're pre-approved and ready to buy — but the down payment is out of reach. You have people in your life who are already rooting for you and would love a real way to be part of it.
The Career Starter
You've got a stable job and good credit, but student loans and rent leave little room to save. You want to own a home without waiting another 5 years.
The Growing Family
You're renting with kids and need more space, but can't bridge the gap to your dream home. You're willing to share future upside to get there now.
Get early access
Whether you're a future homebuyer or someone who wants to be part of a campaign, we'd love to hear from you.
Choose your path below.
Join the Supporter List
Answer a few quick questions to help us design the supporter experience.
Also by design.
These are our starting design priorities. We'll refine them with your feedback and update this page as we learn.
Have a moment? Tell us what matters most to you.
Take the 3-minute surveyReady to unlock your future?
Join other future homeowners taking the first step toward ownership.
